Earnin app provides payday loans for borrowers against their paycheck. If you are looking for an app providing quick money without charging fees or interest, then Earnin is the best app for you. Let’s find out more about this financial application.
About Earnin App
If you want to borrow a small amount of money through your mobile app quickly, Earnin IOS APK is the app for you. App is an app that offers payday loans and you can get money in just one day. When using the Earnin app, there will be the following features:
Cash Out
Cash-out will help you to get from $100 to $500 before your paycheck. All you need to do is open the Earnin app and access Cash Out to get your fund.
Before getting your loan, you need to connect your bank account. Recently, the Earnin app works with Wells Fargo, Bank of America, Bank of America, TD Bank, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.
WeWin
This feature helps you to improve your saving goals just by putting $10 in the APP Tip Yourself. Then you have a chance to win $10 million in cash prizes.
Lightning Speed
This feature allows you to connect your debit card to App. Once you are done, you can receive your money immediately without any extra charge.
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Balance Shield
Balance shield is the feature that protects you from bank overdraft. This will warn you when your balance is getting low.
Financial Calendar
This feature lets you know what is the date your recurring payments are coming up.
Live Chat Support
If you have any issues, just use Live Chat Support to receive help. That chat team is available 24/7, 365 days a year.
Earnin App in more details
Before deciding to use the Earnin app, let’s take a closer look at it.
- Earnin app works on both Android and iOS devices.
- Once you apply for a loan through the app, you need to wait for about 72 hours to activate your account.
- There is a requirement for a direct deposit minimum for using this app. The amount of money to deposit is $100 before you start getting funds from the Earnin app.
- The Lightning Speed tool allows borrowers to get their money within a day. In case you don’t sign up for this feature, you are unable to get money on the same business day. Furthermore, it is not available with all banks.
- Overdraft protection which is also known as Balance Shield which helps you to protect your balance from overdraft. In case your bank account is an overdraft, you need to pay a fee as a penalty. Therefore, this feature helps you avoid paying fees by warning you when your balance is getting low.
Things you need to know before using Earnin App
Eligibility limitation
As mentioned, if you want to borrow money from Earnin App, you need to deposit about $100. In addition, you need to have a regular source of income confirmed by your employer. Next, you need to work at the same location everyday. Also, Earnin will ask you to use an online timesheet to track your working hours.
Privacy sacrifice
Your privacy has to be sacrificed by providing your banking account and routing information in order to create an account at Earnin app.
Withdrawal limitation
Only $100 is allowed to withdraw during your pay cycle. If you reuse the app service, the amount will be up to $500.
That’s the information about Earnin app, a fast lending app. If you need a small loan, this is one of the options available for you.
